Disability insurance: protecting your income if you are unable to work again
Your ability to earn an income is your greatest financial asset. Disability insurance ensures that you receive a stable monthly benefit if a health issue prevents you from providing for your family's essential needs.
Disability insurance basics
- Goal: Replace a portion of your gross salary in case of an injury. Coverage: Physical or mental illnesses and serious accidents. Who it is for: Self-employed workers, professionals, and employees at risk. Horizon: Short or long-term protection, depending on the specific needs of your contract.
Protect your living standard
Ensure you maintain your current lifestyle and that of your family by receiving a monthly payment tailored to your specific needs in the event of an incapacity.
Why is disability insurance important for you?
Disability insurance is much more than just simple protection; it is the safety net that guarantees your financial autonomy when you can no longer rely on your usual and regular earning capacity as a worker.
Avoid draining your savings
Do not jeopardize your retirement plans or your children's education. Income protection preserves the assets you have accumulated over the years.
Complement your employer's coverage
Group insurance plans are often limited. Individual protection fills the gaps to provide you with truly comprehensive and reliable coverage.
Do you have a need for disability insurance?
Self-employed / Professional
Your income depends entirely on your presence. Without protection, a work stoppage means a complete loss of your earnings.
Employee with financial duties
With a mortgage and debts, your group insurance might not be enough to cover the full extent of your monthly expenses.
Entrepreneur
You must protect not only your personal income but also cover the fixed costs of your business during your physical absence.
514-213-6288
simon.dagostino@agc.ia.ca
Agence Beaugrand
6505 Route Transcanadienne, bureau 500,
Saint-Laurent (Québec), H4T 1S3
514 353-3230
1 866 353-3230
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The details provided on this website are for informational use only and do not represent professional or personalized financial advice.
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