Disability Insurance: Protecting Your Income If You Can No Longer Work
Your ability to earn an income is your greatest financial asset. Disability insurance ensures you receive steady monthly support if a health issue prevents you from providing for your family.
Disability Insurance at a Glance
- Goal: Replace a portion of your gross salary in the event of disability.
- Coverage: Physical or mental illnesses and serious accidents.
- For Whom: Freelancers, professionals, and employees in high-risk roles.
- Timeline: Short- or long-term protection, depending on your contract needs.
Protecting Your Standard of Living
Maintain your standard of living and that of your family by receiving a monthly benefit tailored to your needs if you are unable to work.
Why is Disability Insurance Important?
Disability insurance is much more than simple protection; it is the safety net that guarantees your financial independence when you can no longer rely on your usual earning capacity.
Avoid Draining Your Savings
Don't jeopardize your retirement plans or your children's education. Income protection preserves the assets you've built over the years.
Supplement Employer Benefits
Group insurance is often limited. Individual protection fills the gaps for truly comprehensive coverage.
Do You Need Disability Insurance?
Self-Employed / Professional
Your income depends entirely on your presence. Without protection, an interruption in work means a total loss of earnings.
Employee with Financial Commitments
With a mortgage and debts, your group insurance might not be enough to cover all your expenses.
Entrepreneur
You must protect not only your personal income but also cover the fixed costs of your business during your absence.
514-213-6288
simon.dagostino@agc.ia.ca
Agence Beaugrand
6505 Route Transcanadienne, bureau 500,
Saint-Laurent (Québec), H4T 1S3
514 353-3230
1 866 353-3230
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The details provided on this website are for informational use only and do not represent professional or personalized financial advice.
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